We've provided a selection of useful calculators below. Please note that whilst the calculators are accurate, they perform generic calculations that do not take into account your individual circumstances. They should be used as a guide only and not relied upon.
Please also note we do not store or see any of the information you input to these calculators.
Mortgage Borrowing Calculator
Your Salary (Gross p.a.)
Partner's Salary (Gross p.a.)
This calculator uses the following assumptions.
Maximum borrowing is a multiple of between 2.50 and 5.00 times total income less annualised outgoings. Lenders will only lend up to 95% loan to value (LTV).
This is intended as an indicative guide only. It is a generic calculation that does not take into account the individuals circumstances, it should not therefore be relied on.
Your home may be repossessed if you do not keep up repayments on your mortgage.
Ordinarily we do not charge a fee for mortgage advice as we receive a procuration fee from the lender which does not impact the product, the rate or the monthly mortgage payment in any way. In some circumstances, if a significant amount of administration or work is required on a more complex case, such as debt management and/or a sub-prime mortgage for example, we may charge a fee for the additional work undertaken and we would agree this with you up front.